Pradhan Mantri Awas Yojana is a authorities initiative geared toward facilitating reasonably priced housing for each citizen of India by 2022. Eligible candidates can use this profit to assemble a house, buy a brand new one from a builder or improve their present kaccha home to a pucca home.

With the introduction of PMAY, increasingly individuals have realised their dream of proudly owning a house with the assistance of this reasonably priced housing scheme.


Pradhan Mantri Awas Yojana Eligibility Standards

The PMAY subsidy is prolonged for the economically weaker lessons of the society, and the authorities of India considers the earnings of your complete household and never simply the applicant to examine eligibility of this scheme.

Based mostly on the earnings class of a person, the next standards have been set for PMAY eligibility:

  1. EWS- Economically Weaker Part: An annual earnings of Rs. 3 lakhs or decrease will qualify for the PMAY subsidy below this class.

  2. LIG- Low Earnings Group: An annual earnings of Rs. 6 lakhs or decrease will qualify for PMAY below this class

  3. MIG- Mid Earnings Group: An annual earnings of Rs. 12 lakhs and beneath is required to qualify for the MIG I (Mid-Earnings Group). For the MIG II class, earnings of Rs.18 lakhs and decrease is the requirement.

Based mostly on the earnings teams, right here is the eligibility for the next PMAY subsidy scheme.

  • EWS, LIG and people recognized below the Beneath Poverty Line class are eligible for the PMAY Gramin Scheme.

  • EWS, LIG and MIG I and II are all eligible for the PMAY City Scheme.

  • LIG & MIG are eligible for PMAY CLSS scheme.

Doc Required for PMAY

Identification proof paperwork

You want to produce identification proof paperwork like your PAN card copy, Aadhaar card copy, Passport copy, picture ID card if any, letter of identification proof not older than 30 days, which has been vetted by a gazetted officer, and many others.

Handle proof paperwork

For Pradhan Mantri Awas Yojana eligibility, it’s obligatory to have deal with proof paperwork like Aadhaar, Passport, PAN card, Ration card copy, Electrical energy invoice, and many others. Moreover, you could possibly additionally accumulate and preserve these paperwork handy- Property tax receipt, Life insurance coverage coverage, License or Go away settlement from employers, Financial savings account assertion from Publish Workplace.

For candidates who fall below the SC, ST, OBC or senior citizen class, they is perhaps requested to provide, in sure circumstances:
1. Proof of age – with PAN, Aadhaar, passport and many others
2. Marriage certificates (if relevant)
3. Dying certificates – of the partner if a widow is making use of for the PMAY scheme


PMAY is among the finest housing scheme initiatives from the federal government that goals at making residence shopping for reasonably priced for everybody in India. Bear in mind to examine for eligibility standards, listing of required paperwork earlier than continuing with your house mortgage necessities.

By admin

Leave a Reply

Your email address will not be published.